Homeowners line up at the Cow Palace in Daly City, Calif., Friday, Oct. 16, 2009. Thousands of homeowners turned out to an event sponsored by NACA, a Boston-based non-profit helping people to re-structure high risk loans. The pace at which people fell behind on their mortgages slowed during the summer for the third quarter in a row, but the overall delinquency rate hit another record. (AP Photo/Marcio Jose Sanchez)
Homeowners line up at the Cow Palace in Daly City, Calif., Friday, Oct. 16, 2009. Thousands of homeowners turned out to an event sponsored by NACA, a Boston-based non-profit helping people to re-structure high risk loans. The pace at which people fell behind on their mortgages slowed during the summer for the third quarter in a row, but the overall delinquency rate hit another record. (AP Photo/Marcio Jose Sanchez)
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